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Stripe Alternative

While Stripe has gained popularity in the last few years, MONEI’s payment gateway is a leading alternative to Stripe. Now you can accept online payments without astronomical transaction fees in even more countries, including Andorra.

PayPal Alternative

Are you having trouble integrating Stripe and Bizum?

If you’re looking for an easy, secure, and frictionless alternative to the long and tedious Stripe Bizum integration process, you’ve come to the right place. After creating your MONEI account, contact us to active Bizum. Once it’s configured, the Bizum button will appear on your payment page so customers can choose this option at checkout.

Why Choose MONEI?

Focused on innovation, reliability, and user satisfaction, our team presented MONEI’s architecture at Amazon’s AWS Startup Architecture of the Year Program (Iberia region)— and we won!

There are several advantages — for all types of online merchants — to choosing MONEI over Stripe as your payment gateway alternative.

  • Become a verified merchant, and benefit from a 1-day payment settlement system (get your money in 24 hours).
  • Get lower transaction fees, so you have more money to reinvest and grow your business.
  • Protect yourself and your customers with 3D Secure Payments.
  • Use our API to quickly and easily integrate MONEI with your e-commerce platform — you’ll be ready to sell in minutes.
  • Make MONEI yours. Customize and brand your store’s checkout experience with our white label solution: customers will only see your branding and domain during the checkout process, not ours.
  • MONEI grows with you. Take advantage of an evolutive pricing system: the more you sell, the lower your variable fee will be. This tapering rate, as well as lower fixed fees, means you’ll experience the lowest payment gateway costs on the market.
  • 3D Secure transactions
  • 1-day payment settlement
  • User-friendly APIs
  • Mobile payments
  • Hosted service
  • Google Pay
  • Apple Pay
  • PayPal
  • Cofidis
  • Recurring payments
  • PCI DSS Level 1
  • Free and multilingual onboarding and support
  • Integration with popular e-commerce platforms (Shopify, Wix, WooCommerce...)
  • Multilingual dashboard
  • Real-time control panel with advanced analytics
  • Client database with location and device info for each payment
  • Advanced payments filters (payments and clients)
  • Multi-user capabilities with different access levels (admin or read-only)
  • All historical transaction data available (not only 12 months)
  • Pay By Link (send a payment link via email or SMS)
  • Process refunds from the control panel
  • Customize the appearance of the payment screen (logo, brand colors...)
  • Payment frame in your custom domain (the user always sees mysite.com)
  • On-site payments (no redirects), including Dynamic 3DS to improve conversion rates
  • Real-time credit card info formatting
  • Automatic translation of placeholders to the customer's default language
  • Responsive design to adapt modules to the customer's screen
  • Customizable payment screen to offer a 100% integrated experience
  • REST API connection for all kinds of integrations
  • Payment methods tokenization
  • Webhooks to visualize all your clients/payments info from multiple sources (ERP, CRM...)
  • GraphQL API for data consumption
  • SMS and email notifications to clients for receipts, orders, and invoices
  • Smart routing engine sends payments sent to multiple acquirers to approve more payments
  • Full Direct Debit SEPA integration
  • Full white label solution for financial institutions and banks
  • Combined acquiring and payment gateway solution
  • Transaction processing with new local payment methods like Bizum
  • Installment payments
  • Dynamic billing — as you sell more, your transaction fees decrease
  • Ready to use React components
MONEI
  • 3D Secure transactions
  • 1-day payment settlement
  • User-friendly APIs
  • Mobile payments
  • Hosted service
  • Google Pay
  • Apple Pay
  • PayPal
  • Cofidis
  • Recurring payments
  • PCI DSS Level 1
  • Free and multilingual onboarding and support
  • Integration with popular e-commerce platforms (Shopify, Wix, WooCommerce...)
  • Multilingual dashboard
  • Real-time control panel with advanced analytics
  • Client database with location and device info for each payment
  • Advanced payments filters (payments and clients)
  • Multi-user capabilities with different access levels (admin or read-only)
  • All historical transaction data available (not only 12 months)
  • Pay By Link (send a payment link via email or SMS)
  • Process refunds from the control panel
  • Customize the appearance of the payment screen (logo, brand colors...)
  • Payment frame in your custom domain (the user always sees mysite.com)
  • On-site payments (no redirects), including Dynamic 3DS to improve conversion rates
  • Real-time credit card info formatting
  • Automatic translation of placeholders to the customer's default language
  • Responsive design to adapt modules to the customer's screen
  • Customizable payment screen to offer a 100% integrated experience
  • REST API connection for all kinds of integrations
  • Payment methods tokenization
  • Webhooks to visualize all your clients/payments info from multiple sources (ERP, CRM...)
  • GraphQL API for data consumption
  • SMS and email notifications to clients for receipts, orders, and invoices
  • Smart routing engine sends payments sent to multiple acquirers to approve more payments
  • Full Direct Debit SEPA integration
  • Full white label solution for financial institutions and banks
  • Combined acquiring and payment gateway solution
  • Transaction processing with new local payment methods like Bizum
  • Installment payments
  • Dynamic billing — as you sell more, your transaction fees decrease
  • Ready to use React components
Stripe
  • 3D Secure transactions
  • 1-day payment settlement
  • User-friendly APIs
  • Mobile payments
  • Hosted service
  • Google Pay
  • Apple Pay
  • PayPal
  • Cofidis
  • Recurring payments
  • PCI DSS Level 1
  • Free and multilingual onboarding and support
  • Integration with popular e-commerce platforms (Shopify, Wix, WooCommerce...)
  • Multilingual dashboard
  • Real-time control panel with advanced analytics
  • Client database with location and device info for each payment
  • Advanced payments filters (payments and clients)
  • Multi-user capabilities with different access levels (admin or read-only)
  • All historical transaction data available (not only 12 months)
  • Pay By Link (send a payment link via email or SMS)
  • Process refunds from the control panel
  • Customize the appearance of the payment screen (logo, brand colors...)
  • Payment frame in your custom domain (the user always sees mysite.com)
  • On-site payments (no redirects), including Dynamic 3DS to improve conversion rates
  • Real-time credit card info formatting
  • Automatic translation of placeholders to the customer's default language
  • Responsive design to adapt modules to the customer's screen
  • Customizable payment screen to offer a 100% integrated experience
  • REST API connection for all kinds of integrations
  • Payment methods tokenization
  • Webhooks to visualize all your clients/payments info from multiple sources (ERP, CRM...)
  • GraphQL API for data consumption
  • SMS and email notifications to clients for receipts, orders, and invoices
  • Smart routing engine sends payments sent to multiple acquirers to approve more payments
  • Full Direct Debit SEPA integration
  • Full white label solution for financial institutions and banks
  • Combined acquiring and payment gateway solution
  • Transaction processing with new local payment methods like Bizum
  • Installment payments
  • Dynamic billing — as you sell more, your transaction fees decrease
  • Ready to use React components

What MONEI merchants are saying

Rating
68 reviews
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Felipe Martin

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A week ago

The best online payment aggregate out there

Juan M

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A week ago

Super intuitive and easy to use

Beautify Box

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A week ago

We have integrated Monei as our secure payment gateway, in a simple, fast and completely secure way. It also offers us payment methods such as Bizum, which increases the conversion of payments and gives options to all customers. The commissions with respect to others are lower and also the customer service in Spain is very efficient. Thank you

OrtoPrime España

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Two weeks ago

100% recommended. An optimal payment gateway that quickly adapts to the changes and improvements required in electronic commerce. We are very happy to work with the MONEI team!

Biel Tenias Tenas

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A month ago

We use it every day to collect from our firm's clients and I can only recommend it to everyone. VERY LOW commissions and the next day you have the money deposited in your checking account. 10/10.

Mar Sánchez Orduna

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A month ago

I give this application a 10 for my online store since thanks to it my clients can pay with bizum and other means of card payment, increasing my conversion rate. It is very simple and intuitive and anyone can connect their ecommerce to Money. They also have a super responsive support that answers all your questions. Highly recommended.

Catherin Barajas guerrero

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Two months ago

I use MONEI for my business and so far it works great. It is easy to integrate and the customer service is very good. I recommend it

Andres Varela

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Three months ago

Highly recommended

David Hart Socias

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Four months ago

Very good service. Our users asked us to pay for bizum and since we implemented it, the conversion rate of the web has increased!

Lluis Cufi

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Four months ago

I've been using MONEI apps and MONEI Payments Platform for many years and I have only good words for them. The service is absolutely perfect, great customer service and very reasonable prices. I totally recommend it!